Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Balkora Ap website and services. Please read them carefully before using the platform. This document is a general draft template and should be reviewed and adapted to your specific jurisdiction and business circumstances before publication.
1. Acceptance of Terms
By accessing or using the Balkora Ap website, dashboard, or any related tools (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service. Continued use of the Service after any modification to these Terms constitutes acceptance of those changes.
2. Description of Service
Balkora Ap provides informational tools and AI-driven analysis intended to help users review and organize investment strategy information in connection with their own brokerage accounts. Balkora Ap does not hold custody of client funds or securities, does not execute trades on behalf of users, and does not act as a broker-dealer, investment adviser, or custodian. All investment decisions and account actions remain solely the responsibility of the user.
3. No Financial Advice
Nothing provided through the Service constitutes financial, legal, tax, or investment advice. Any analysis, output, or content generated by the Service is provided for informational purposes only and should not be relied upon as the sole basis for any investment decision. You should consult a qualified, licensed professional before making financial decisions. Balkora Ap makes no guarantee regarding the accuracy, completeness, or suitability of any information presented.
4. Eligibility and Accounts
You must be of legal age in your jurisdiction and have the legal capacity to enter into a binding agreement to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to provide accurate information when registering and to update it as necessary.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, interfering with the normal operation of the Service, reverse-engineering any underlying software, or using the Service for any unlawful purpose. Balkora Ap reserves the right to suspend or terminate access to any account found to violate these conditions.
6. Fees and Payment
Certain features of the Service may be offered on a paid subscription or fee basis. Where applicable, pricing details will be presented prior to purchase. Fees are generally non-refundable except where required by applicable law. Balkora Ap reserves the right to modify pricing with reasonable advance notice to existing users.
7. Intellectual Property
All content, design elements, trademarks, and underlying technology associated with the Service are the property of Balkora Ap or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for its intended purpose. No other rights are granted by implication.
8. Third-Party Services and Links
The Service may reference or link to third-party brokerage platforms, tools, or resources that are not owned or controlled by Balkora Ap. We are not responsible for the content, policies, or practices of any third-party service. Your use of any linked or integrated third-party service is governed by that provider's own terms.
9. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Balkora Ap does not warrant that the Service will be uninterrupted, secure, or free of errors.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Balkora Ap and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Balkora Ap, its officers, employees, and affiliates from any claims, damages, liabilities, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Termination
Balkora Ap reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Service. You may discontinue use of the Service at any time.
13. Changes to These Terms
Balkora Ap may update these Terms from time to time. Material changes will be reflected by an updated revision date on this page. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable to the jurisdiction in which Balkora Ap operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts, subject to applicable local consumer protection provisions.
15. Contact
For questions regarding these Terms, please reach out through the contact channels provided on our Contact page.